Understand, compare and manage your business insurance.

Start from what you are actually holding

• Certificate of currency checker
• Requirements by occupation
• Statutory schemes by state
• What the clauses mean

Start with the part of your insurance you are trying to understand

You might be checking a certificate, trying to understand a type of cover, working out why a licence or contract asks for insurance, or looking up the provider named on a policy. The site is organised around those real tasks rather than a single insurance product.

• Understand the main classes of business insurance
• See insurance information organised by occupation
• Look up insurers, underwriting agencies, brokers and funding providers
• Check a certificate of currency
• Understand statutory schemes and workers compensation by state
• Decode policy and contract terminology

A clearer view, without pretending every business is the same

The same policy label can mean different things once the schedule, wording, occupation, contract and jurisdiction are taken into account. The site keeps those objects separate in the data instead of collapsing them into a generic recommendation.

Where the answer is a verifiable fact, the source and retrieval date travel with it. Where the answer depends on the circumstances of a particular business, the site stops at factual information rather than turning that uncertainty into a recommendation.

How this site handles numbers

Limits, thresholds, premium tables and scheme values move. They are never typed into an article here, because an article cannot tell you when it went stale.

Every figure lives in the entity graph attached to the source it came from and the date that source was opened. A figure whose source has not been opened is published as unverified and does not render as a fact. That is why some pages on this site say "not verified" instead of showing a number.

What this site is not

It is not an insurer, a broker or an authorised representative of one. It does not hold an Australian Financial Services Licence and it does not arrange cover.

Where a decision depends on a specific business, a contract or a claims history, the honest answer is that it needs a licensed provider — not a page on a website.