Cover types
One page per class of cover. Each says what the policy responds to, how it is usually written, which occupations in the graph commonly carry it, and which clauses appear inside it.
These pages explain mechanisms. They carry no rankings, no ratings and no verdict on which policy a business should hold — that is the licensed adviser’s job, and this site does not hold a licence.
How a cover type page is built
A cover is an entity in the graph. The occupations that carry it are typed relationships, ordered by how central the cover is to each trade, so the list on each page is read from the data rather than written by hand.
Clauses are separate entities again, linked to the covers they appear in. That is why a change to what a clause means updates every cover page that references it.
What these pages will not tell you
Whether a particular policy is right for a particular business. That depends on the wording, the schedule and the circumstances, and it is regulated advice.
What a policy costs. Pricing varies by insurer, occupation and claims history, and this site publishes no benchmark until it holds a real sample.