Construction and trades: insurance requirements by occupation

Covers most often carried in this industry

Counted across the occupations tracked in this industry. A pattern in the data, not a requirement and not a recommendation.

• Public liability insurance — carried by 53 of 53 occupations here
• Workers compensation insurance — carried by 53 of 53 occupations here
• Tools of trade insurance — carried by 53 of 53 occupations here
• Commercial motor insurance — carried by 53 of 53 occupations here
• Business pack insurance — carried by 53 of 53 occupations here
• Personal accident and sickness insurance — carried by 53 of 53 occupations here
• Plant and equipment insurance — carried by 18 of 53 occupations here
• Products liability insurance — carried by 15 of 53 occupations here

Occupations in this industry

• Electricians — Licensed electrical work, from domestic fit-outs to commercial and industrial installation.
• Plumbers — Licensed plumbing, drainage and gas-fitting work across domestic and commercial sites.
• Carpenters — Structural and finish carpentry, framing, formwork and fit-out.
• Builders — Licensed building work as principal contractor on residential or commercial projects.
• Handypersons — General maintenance and repair work below the licensing thresholds of the specialist trades.
• Roofers — Roof installation, restoration and plumbing-adjacent roof drainage work at height.
• Painters — Interior and exterior painting and decorating, domestic and commercial.
• Tilers — Wall and floor tiling, waterproofing-adjacent work in wet areas.
• Landscapers — Hard and soft landscape construction, including retaining, paving and irrigation.
• Concreters — Formwork, placement and finishing of concrete slabs, driveways and structural elements.
• Scaffolders — Erection, alteration and dismantling of scaffolding, a high-risk licensed activity.
• Welders — Structural and fabrication welding, including hot work on site.
• Solar installers — Design and installation of photovoltaic and battery systems, an accredited electrical specialisation.
• HVAC technicians — Installation and servicing of heating, ventilation, air conditioning and refrigeration plant.
• Earthmoving contractors — Excavation, bulk earthworks and site preparation using mobile plant.
• Demolition contractors — Licensed demolition and strip-out, including work adjacent to hazardous materials.
• Arborists — Tree assessment, pruning and removal, frequently near structures and services.
• Pest control technicians — Licensed application of pesticides and termite management for domestic and commercial property.
• Bricklayers — Brick, block and masonry walling for residential and commercial structures.
• Plasterers — Wall and ceiling lining, cornice, rendering and set finishing.
• Glaziers — Supply and installation of glass in windows, doors, shopfronts and balustrades.
• Waterproofers — Membrane and tanking work to wet areas, balconies, roofs and below-ground structures.
• Stonemasons — Cutting, dressing and installing natural and engineered stone, including benchtops and cladding.
• Cabinet makers — Manufacture and installation of joinery, cabinetry and built-in furniture.
• Shopfitters — Fit-out of retail and commercial tenancies, usually working to a landlord’s conditions.
• Flooring installers — Laying timber, vinyl, laminate and carpet in domestic and commercial spaces.
• Insulation installers — Installation of thermal and acoustic insulation in roofs, walls and subfloors.
• Fencing contractors — Boundary, security, pool and rural fencing, including gates and automation.
• Paving contractors — Laying pavers, kerbs and hard surfaces for driveways, paths and public areas.
• Asphalt contractors — Surfacing and resurfacing of roads, car parks and driveways with hot-mix and bitumen.
• Civil contractors — Roads, drainage, subdivisions and utilities work, usually under principal-supplied contracts.
• Steel fixers — Placing and tying reinforcement before concrete pours.
• Structural steel erectors — Erection of structural steel frames, portal frames and mezzanines.
• Riggers — High-risk licensed rigging and dogging work supporting lifts and structural erection.
• Crane operators — Operation and hire of mobile and tower cranes, usually with an operator supplied.
• Formworkers — Construction and stripping of formwork for suspended slabs, walls and columns.
• Concrete pumpers — Placement of concrete by boom and line pump, operating over occupied sites.
• Asbestos removalists — Licensed removal and disposal of asbestos-containing material.
• Traffic controllers — Traffic management and control at roadworks and site accesses.
• Line markers — Marking of roads, car parks and sports surfaces.
• Antenna installers — Installation and tuning of television antennas and reception equipment, mostly at height.
• Garage door installers — Supply, installation and servicing of garage and roller doors and their motors.
• Swimming pool builders — Construction of in-ground and above-ground pools, including barriers and certification.
• Deck builders — Construction of timber and composite decks, pergolas and outdoor structures.
• Shed builders — Supply and erection of steel sheds, garages and rural buildings.
• Kitchen installers — Removal and installation of kitchens, coordinating trades in an occupied home.
• Bathroom renovators — Bathroom strip-out and rebuild, combining waterproofing, tiling and plumbing trades.
• Window installers — Supply and installation of windows and doors in new and existing openings.
• Fire protection technicians — Installation, testing and certification of fire detection and suppression systems.
• Lift technicians — Installation and maintenance of lifts, escalators and access equipment.
• Signwriters — Design, fabrication and installation of signage, often at height or on shopfronts.
• Scaffold hire operators — Hire of scaffolding and temporary access equipment, with or without erection.
• Equipment hire operators — Dry and wet hire of tools, plant and access equipment to trades and the public.