Insurables — Australian business risk, sourced and dated

Architects: professional indemnity requirements in Australian Capital Territory

Cover for legal liability arising from professional advice or services, written on a claims-made basis.

Data as at

Verified for Australian Capital Territory

  • Licence liability condition: Registration carries no professional indemnity insurance condition. The conditions the Act allows may relate to the term of the registration, the kind of architecture the person is registered to practise, or anything else relating to the practice of architecture the Board considers appropriate — insurance is not named. The Act uses a disclosure duty instead: section 89 requires a registered architect, before providing an architectural service, to give the client evidence of what professional indemnity insurance the architect holds. On its face that is satisfied by disclosing that none is held. ACT · effective 2026-08-24 Australian Capital Territory Government · 2026-08-24
  • Licence evidence required: Evidence goes to the client, not to the regulator. Before providing an architectural service the architect must give the client evidence of the professional indemnity insurance held, either through a written acknowledgment or by advertising the insurance held in a way likely to come to the client's attention. Nothing about insurance is lodged with the Architects Board at registration or renewal. ACT · effective 2026-08-24 Australian Capital Territory Government · 2026-08-24
  • Licensing body: The ACT Architects Board registers architects under the Architects Act 2004. Section 8 makes an individual eligible for registration if the individual has relevant expertise and relevant experience. ACT · effective 2026-08-24 Australian Capital Territory Government · 2026-08-24

What contracts commonly ask for

Principals and head contractors set their own insurance requirements, and those are frequently higher than a licence condition. The requirement that binds is the higher of the two, and both have to be read from the actual document.

What this cover costs

This site publishes no cost benchmark for this cover. A benchmark needs a real sample of documents, and none is published until the sample is large enough to compute a median honestly. A benchmark from a handful of policies is a guess with a decimal point.

Sources