Insurables — Australian business risk, sourced and dated

Auto electricians: insurance and scheme requirements

Diagnosis and repair of vehicle electrical and electronic systems.

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Tracked, not yet verified

These are the fields this page will carry. None of them has been checked against its source yet, so no value is shown and this page is deliberately kept out of the sitemap. The source to open is named on each row.

Cover commonly held

Ordered by how central each cover is to this occupation. This is what businesses in the trade commonly hold and what contracts commonly ask for — it is not a statement that any of it is legally required, and it is not a recommendation.

  • Public liability insurance — Cover for legal liability to third parties for personal injury or property damage arising from business activities.
  • Workers compensation insurance — Statutory cover for injury to workers, arranged through each state or territory scheme rather than on the open market.
  • Business pack insurance — A packaged policy combining property, liability and interruption sections for small business.
  • Tools of trade insurance — Cover for hand and power tools against theft and damage, commonly the most-claimed class for trades.
  • Products liability insurance — Cover for legal liability arising from goods a business sells, supplies or installs, usually written alongside public liability.
  • Commercial motor insurance — Cover for vehicles used for business, including utilities, vans and trucks, and liability for damage they cause.
  • Electronic equipment insurance — Cover for computers, point-of-sale systems and specialised electronics against damage and breakdown.
  • Machinery breakdown insurance — Cover for sudden mechanical or electrical breakdown of plant, refrigeration and fixed machinery.

Statutory schemes that can apply

Checking what you hold

The document a principal, a landlord or a licensing team will ask for is a certificate of currency. The checker reads one and lists what it does and does not show.

Sources