Builders: contract works requirements in Queensland

Verified for Queensland

• Licence liability condition: The general builder classes (low rise, medium rise and open) carry no insurance condition. Among builder classes only builder — project management services requires professional indemnity insurance. Home warranty scheme cover is separate and applies per job. QLD · effective 2026-08-13 WorkSafe Queensland · 2026-08-13
• Licence evidence required: No insurance evidence is required for the low rise, medium rise or open builder classes; an MFR report or declaration accompanies the application. A certificate of currency and statutory declaration are required only for builder — project management services. QLD · effective 2026-08-13 WorkSafe Queensland · 2026-08-13
• Licensing body: The Queensland Building and Construction Commission licenses builders. The classes are builder — low rise, builder — medium rise, builder — open and builder project management services, plus four restricted classes. QLD · effective 2026-08-13 WorkSafe Queensland · 2026-08-13

What contracts commonly ask for

Principals and head contractors set their own insurance requirements, and those are frequently higher than a licence condition. The requirement that binds is the higher of the two, and both have to be read from the actual document.

• What the limit figure on a certificate means
• Cover for the principal for your work
• When a certificate falls short of the contract

What this cover costs

This site publishes no cost benchmark for this cover. A benchmark needs a real sample of documents, and none is published until the sample is large enough to compute a median honestly. A benchmark from a handful of policies is a guess with a decimal point.

Sources

• Building Commission NSW — Building Commission NSW — building and trade licences
• Building and Plumbing Commission — Building and Plumbing Commission (Victoria)
• WorkSafe Queensland — WorkSafe Queensland — regulator portal (WHSQ, Electrical Safety Office, WCRS)
• Consumer Protection WA — Consumer Protection, Department of Local Government, Industry Regulation and Safety (WA)
• Consumer and Business Services SA — Consumer and Business Services (South Australia)
• Consumer, Building and Occupational Services Tasmania — CBOS Tasmania — occupational licensing
• ACT Construction Occupations Registrar — ACT construction occupations licensing
• NT Building Practitioners Board — Northern Territory Building Practitioners Board — registration