Insurables — Australian business risk, sourced and dated

Builders: contract works requirements in South Australia

Cover for the works under construction, materials and sometimes existing structures for the duration of a contract.

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Verified for South Australia

  • Licence liability condition: No public liability condition is stated for a South Australian building work contractor's licence. The only insurance named is per-job building indemnity insurance: builders working in major residential construction must attach a certificate of eligibility to the licence application. SA · effective 2026-08-13 Consumer and Business Services SA · 2026-08-13
  • Licence evidence required: Builders working in major residential construction must attach a certificate of eligibility for building indemnity insurance to the application. Industrial, commercial and civil builders instead declare that they have the financial resources for the business. SA · effective 2026-08-13 Consumer and Business Services SA · 2026-08-13
  • Licensing body: Consumer and Business Services issues the building work contractor's licence under the Building Work Contractors Act 1995. A separate building work supervisor registration is required for the person supervising the work, and sole traders normally hold both. SA · effective 2026-08-13 Consumer and Business Services SA · 2026-08-13

What contracts commonly ask for

Principals and head contractors set their own insurance requirements, and those are frequently higher than a licence condition. The requirement that binds is the higher of the two, and both have to be read from the actual document.

What this cover costs

This site publishes no cost benchmark for this cover. A benchmark needs a real sample of documents, and none is published until the sample is large enough to compute a median honestly. A benchmark from a handful of policies is a guess with a decimal point.

Sources