Insurables — Australian business risk, sourced and dated

Building inspectors: professional indemnity requirements in South Australia

Cover for legal liability arising from professional advice or services, written on a claims-made basis.

Data as at

Verified for South Australia

  • Licence liability condition: Yes, but with no prescribed amount. An accredited professional must be covered by a form of indemnity insurance scheme approved by the Accreditation Authority, and each individual must assess their own circumstances and ensure their level of cover is adequate given the nature and amount of work undertaken. The judgement is delegated to the practitioner. SA · effective 2026-08-24 South Australia Government · 2026-08-24
  • Licence evidence required: Cover under a scheme approved by the Accreditation Authority, self-assessed for adequacy. SA · effective 2026-08-24 South Australia Government · 2026-08-24
  • Licensing body: Not a government licence — an ACCREDITATION. Building certifiers in South Australia are accredited professionals under an accreditation authority rather than licensed by a department, which is a genuinely different mechanism from every other state on this site. SA · effective 2026-08-24 South Australia Government · 2026-08-24

What contracts commonly ask for

Principals and head contractors set their own insurance requirements, and those are frequently higher than a licence condition. The requirement that binds is the higher of the two, and both have to be read from the actual document.

What this cover costs

This site publishes no cost benchmark for this cover. A benchmark needs a real sample of documents, and none is published until the sample is large enough to compute a median honestly. A benchmark from a handful of policies is a guess with a decimal point.

Sources