Insurables — Australian business risk, sourced and dated

Bus and coach operators: public liability requirements in New South Wales

Cover for legal liability to third parties for personal injury or property damage arising from business activities.

Data as at

Verified for New South Wales

  • Licence liability condition: Yes. An accredited operator must maintain one or more policies of insurance providing cover of at least $5,000,000 for EACH public passenger vehicle used to provide the relevant service, against liability for damage to property caused by or arising out of the use of the vehicle. The cover is per vehicle rather than per operator, so a growing fleet is a growing obligation. NSW · effective 2017-07-01 Transport for NSW · 2026-08-24
  • Licence evidence required: At audit, and with an unusually tight recency rule: a certificate of currency dated not more than seven days before the audit, clearly showing third party property damage cover of at least $5 million for each vehicle. A certificate from last month does not satisfy it. NSW · effective 2017-07-01 Transport for NSW · 2026-08-24
  • Licensing body: Transport for NSW, through bus operator accreditation under the Passenger Transport (General) Regulation 2017 (NSW). Accreditation attaches to the operator, not to the individual driver. NSW · effective 2017-07-01 Transport for NSW · 2026-08-24

What contracts commonly ask for

Principals and head contractors set their own insurance requirements, and those are frequently higher than a licence condition. The requirement that binds is the higher of the two, and both have to be read from the actual document.

What this cover costs

This site publishes no cost benchmark for this cover. A benchmark needs a real sample of documents, and none is published until the sample is large enough to compute a median honestly. A benchmark from a handful of policies is a guess with a decimal point.

Sources