Insurables — Australian business risk, sourced and dated

Childcare providers: insurance and scheme requirements

Approved education and care of children, including family day care.

Data as at · refreshed by scripts/seed-graph.mjs

Tracked, not yet verified

These are the fields this page will carry. None of them has been checked against its source yet, so no value is shown and this page is deliberately kept out of the sitemap. The source to open is named on each row.

Cover commonly held

Ordered by how central each cover is to this occupation. This is what businesses in the trade commonly hold and what contracts commonly ask for — it is not a statement that any of it is legally required, and it is not a recommendation.

  • Public liability insurance — Cover for legal liability to third parties for personal injury or property damage arising from business activities.
  • Professional indemnity insurance — Cover for legal liability arising from professional advice or services, written on a claims-made basis.
  • Workers compensation insurance — Statutory cover for injury to workers, arranged through each state or territory scheme rather than on the open market.
  • Management liability insurance — Cover for company and director exposures such as employment practices, statutory liability and defence costs.
  • Commercial motor insurance — Cover for vehicles used for business, including utilities, vans and trucks, and liability for damage they cause.
  • Business pack insurance — A packaged policy combining property, liability and interruption sections for small business.
  • Association liability insurance — Cover written for incorporated associations and not-for-profit boards, combining office bearer and management exposures.

Statutory schemes that can apply

Checking what you hold

The document a principal, a landlord or a licensing team will ask for is a certificate of currency. The checker reads one and lists what it does and does not show.

Sources