Delivery riders: personal accident and sickness requirements in Australia
Cover paying a benefit when an owner or contractor cannot work through injury or illness, where no workers compensation applies.
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What contracts commonly ask for
Principals and head contractors set their own insurance requirements, and those are frequently higher than a licence condition. The requirement that binds is the higher of the two, and both have to be read from the actual document.
This site publishes no cost benchmark for this cover. A benchmark needs a real sample of documents, and none is published until the sample is large enough to compute a median honestly. A benchmark from a handful of policies is a guess with a decimal point.