Insurables — Australian business risk, sourced and dated

Consulting engineers: insurance and scheme requirements

Structural, civil and services engineering design and certification.

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Tracked, not yet verified

These are the fields this page will carry. None of them has been checked against its source yet, so no value is shown and this page is deliberately kept out of the sitemap. The source to open is named on each row.

Cover commonly held

Ordered by how central each cover is to this occupation. This is what businesses in the trade commonly hold and what contracts commonly ask for — it is not a statement that any of it is legally required, and it is not a recommendation.

  • Professional indemnity insurance — Cover for legal liability arising from professional advice or services, written on a claims-made basis.
  • Public liability insurance — Cover for legal liability to third parties for personal injury or property damage arising from business activities.
  • Workers compensation insurance — Statutory cover for injury to workers, arranged through each state or territory scheme rather than on the open market.
  • Cyber liability insurance — Cover for the costs of a data breach or cyber incident, including response, restoration and third-party liability.
  • Management liability insurance — Cover for company and director exposures such as employment practices, statutory liability and defence costs.
  • Business pack insurance — A packaged policy combining property, liability and interruption sections for small business.
  • Contract works insurance — Cover for the works under construction, materials and sometimes existing structures for the duration of a contract.
  • Tax audit insurance — Cover for the professional fees of responding to an audit or review by a revenue authority.

Statutory schemes that can apply

Checking what you hold

The document a principal, a landlord or a licensing team will ask for is a certificate of currency. The checker reads one and lists what it does and does not show.

Sources