Insurables — Australian business risk, sourced and dated

Funeral directors: insurance and scheme requirements

Arrangement and conduct of funerals, holding prepaid money in many cases.

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Tracked, not yet verified

These are the fields this page will carry. None of them has been checked against its source yet, so no value is shown and this page is deliberately kept out of the sitemap. The source to open is named on each row.

Cover commonly held

Ordered by how central each cover is to this occupation. This is what businesses in the trade commonly hold and what contracts commonly ask for — it is not a statement that any of it is legally required, and it is not a recommendation.

  • Public liability insurance — Cover for legal liability to third parties for personal injury or property damage arising from business activities.
  • Professional indemnity insurance — Cover for legal liability arising from professional advice or services, written on a claims-made basis.
  • Workers compensation insurance — Statutory cover for injury to workers, arranged through each state or territory scheme rather than on the open market.
  • Commercial motor insurance — Cover for vehicles used for business, including utilities, vans and trucks, and liability for damage they cause.
  • Business pack insurance — A packaged policy combining property, liability and interruption sections for small business.
  • Money insurance — Cover for cash and negotiable instruments on the premises, in transit and in the custody of a person.
  • Commercial glass insurance — Cover for shopfront and internal glass, signage and associated damage after a breakage.

Statutory schemes that can apply

Checking what you hold

The document a principal, a landlord or a licensing team will ask for is a certificate of currency. The checker reads one and lists what it does and does not show.

Sources