Insurables — Australian business risk, sourced and dated

Locksmiths: public liability requirements in Australian Capital Territory

Cover for legal liability to third parties for personal injury or property damage arising from business activities.

Data as at

Verified for Australian Capital Territory

  • Licence liability condition: No insurance condition applies. The Security Industry Act 2003 contains only unexercised powers to require insurance of master licensees, and the current Security Industry Regulation 2003 contains no reference to insurance or indemnity at all. ACT · effective 2026-08-24 Australian Capital Territory Government · 2026-08-24
  • Licence evidence required: None. No standing insurance requirement exists in the ACT security industry scheme for evidence to attach to. ACT · effective 2026-08-24 Australian Capital Territory Government · 2026-08-24
  • Licensing body: Locksmithing is not a separate licence class in the ACT. Work on security equipment falls inside the security activity definition in section 7 of the Security Industry Act 2003, which carves out only a person who installs a lock as part of their occupation as a builder. ACT · effective 2026-08-24 Australian Capital Territory Government · 2026-08-24

What contracts commonly ask for

Principals and head contractors set their own insurance requirements, and those are frequently higher than a licence condition. The requirement that binds is the higher of the two, and both have to be read from the actual document.

What this cover costs

This site publishes no cost benchmark for this cover. A benchmark needs a real sample of documents, and none is published until the sample is large enough to compute a median honestly. A benchmark from a handful of policies is a guess with a decimal point.

Sources