Insurables — Australian business risk, sourced and dated

Locksmiths: public liability requirements in South Australia

Cover for legal liability to third parties for personal injury or property damage arising from business activities.

Data as at

Verified for South Australia

  • Licence liability condition: Not applicable on the evidence found. With no locksmith licence in South Australia there is no licence for an insurance condition to attach to. A locksmith who also installs or maintains alarm or surveillance systems does need a security agents licence, and that licence carries no insurance condition either. SA · effective 2026-08-24 South Australia Government · 2026-08-24
  • Licence evidence required: Not applicable on the evidence found. SA · effective 2026-08-24 South Australia Government · 2026-08-24
  • Licensing body: Locksmithing is not a distinct licensed occupation in South Australia. The word locksmith does not appear anywhere in the Security and Investigation Industry Act 1995 — the Act most likely to capture it, since it does capture alarm and surveillance installation. Searches of the consumer affairs and work health and safety regulators surfaced only a Certificate III in Locksmithing, which is a training qualification rather than a licence. SA · effective 2026-08-24 South Australia Government · 2026-08-24

What contracts commonly ask for

Principals and head contractors set their own insurance requirements, and those are frequently higher than a licence condition. The requirement that binds is the higher of the two, and both have to be read from the actual document.

What this cover costs

This site publishes no cost benchmark for this cover. A benchmark needs a real sample of documents, and none is published until the sample is large enough to compute a median honestly. A benchmark from a handful of policies is a guess with a decimal point.

Sources