Insurables — Australian business risk, sourced and dated

Panel beaters: workers compensation requirements in Western Australia

Statutory cover for injury to workers, arranged through each state or territory scheme rather than on the open market.

Data as at

Verified for Western Australia

  • Licence liability condition: No insurance requirement, but Western Australia has given itself the power to impose one and has not used it. Section 29 of the Act provides that "The regulations MAY require a licensee — (a) to hold or be covered by insurance that — (i) is in effect in respect of anything done or omitted in carrying on business under the licensee's business licence". That is permissive. The current Motor Vehicle Repairers Regulations 2007 were read in full and contain no regulation exercising it — the only prescribed conditions concern autogas premises standards and gasfitting supervision. So the position is the same shape as Victorian point-to-point and WA towing: a live head of power, a dormant obligation, and a requirement that could appear by regulation without the Act changing. WA · effective 2003-12-01 Consumer Protection WA · 2026-08-13
  • Licence evidence required: None. No insurance evidence is required by the licence or the certificate. WA · effective 2003-12-01 Consumer Protection WA · 2026-08-13
  • Licensing body: The Commissioner for Consumer Protection, under the Motor Vehicle Repairers Act 2003 (WA). Two credentials, as in New South Wales: a BUSINESS LICENCE for the repair business, and a repairer's certificate — or provisional certificate — for the individual doing panel beating. WA · effective 2003-12-01 Consumer Protection WA · 2026-08-13

What contracts commonly ask for

Principals and head contractors set their own insurance requirements, and those are frequently higher than a licence condition. The requirement that binds is the higher of the two, and both have to be read from the actual document.

What this cover costs

This site publishes no cost benchmark for this cover. A benchmark needs a real sample of documents, and none is published until the sample is large enough to compute a median honestly. A benchmark from a handful of policies is a guess with a decimal point.

Sources