Insurables — Australian business risk, sourced and dated

Recruiters: public liability requirements in Australian Capital Territory

Cover for legal liability to third parties for personal injury or property damage arising from business activities.

Data as at

Verified for Australian Capital Territory

  • Licence liability condition: No insurance condition was confirmed from a regulator source. Treat as not established rather than absent. ACT · effective 2026-08-24 State labour hire licensing authorities · 2026-08-24
  • Licence evidence required: Evidence goes to the licensing authority at application and on renewal, and to host businesses under contract. ACT · effective 2026-08-24 State labour hire licensing authorities · 2026-08-24
  • Licensing body: WorkSafe ACT, under the territory's labour hire licensing scheme. Providers must be licensed and comply with reporting, record-keeping and worker protection obligations. THE CROSS-BORDER POINT: labour hire licensing is one of the most fragmented regimes in Australia. Queensland, Victoria, South Australia and the ACT run schemes; New South Wales and Western Australia do not. A provider supplying workers across a border may need a licence THERE while needing none at home, and the obligation follows where the work is performed. ACT · effective 2026-08-24 State labour hire licensing authorities · 2026-08-24

What contracts commonly ask for

Principals and head contractors set their own insurance requirements, and those are frequently higher than a licence condition. The requirement that binds is the higher of the two, and both have to be read from the actual document.

What this cover costs

This site publishes no cost benchmark for this cover. A benchmark needs a real sample of documents, and none is published until the sample is large enough to compute a median honestly. A benchmark from a handful of policies is a guess with a decimal point.

Sources