Insurables — Australian business risk, sourced and dated

Riggers: public liability requirements in New South Wales

Cover for legal liability to third parties for personal injury or property damage arising from business activities.

Data as at

Verified for New South Wales

  • Licence liability condition: No insurance condition attaches to the licence. SafeWork NSW's published eligibility and application requirements for high-risk work licences do not require public liability, professional indemnity or workers compensation insurance from the applicant. Note what this licence is: a high-risk work licence is issued to an INDIVIDUAL WORKER to perform the work, not to a business to trade. Insurance duties in New South Wales attach to the business — the person conducting a business or undertaking — rather than to the worker holding the ticket, which is why the licence itself carries no insurance condition. A verified negative established from the absence of any insurance requirement in the licensing requirements, not from an express statement that none applies. NSW · effective 2012-01-01 SafeWork NSW · 2026-08-24
  • Licence evidence required: No insurance evidence is required for the licence itself, because no insurance condition attaches to it. Evidence obligations in practice come from elsewhere — the business's own workers compensation duty, and whatever the principal contractor or site access conditions require before the worker sets foot on site. NSW · effective 2012-01-01 SafeWork NSW · 2026-08-24
  • Licensing body: SafeWork NSW, under the Work Health and Safety Act 2011 (NSW) and the Work Health and Safety Regulation 2017 (NSW). The relevant credential is a high-risk work licence covering dogging and rigging work — DG dogging, and rigging in three classes, RB basic, RI intermediate and RA advanced. Note what this licence is: a high-risk work licence is issued to an INDIVIDUAL WORKER to perform the work, not to a business to trade. Insurance duties in New South Wales attach to the business — the person conducting a business or undertaking — rather than to the worker holding the ticket, which is why the licence itself carries no insurance condition. NSW · effective 2012-01-01 SafeWork NSW · 2026-08-24

What contracts commonly ask for

Principals and head contractors set their own insurance requirements, and those are frequently higher than a licence condition. The requirement that binds is the higher of the two, and both have to be read from the actual document.

What this cover costs

This site publishes no cost benchmark for this cover. A benchmark needs a real sample of documents, and none is published until the sample is large enough to compute a median honestly. A benchmark from a handful of policies is a guess with a decimal point.

Sources