Insurables — Australian business risk, sourced and dated

Security guards: public liability requirements in South Australia

Cover for legal liability to third parties for personal injury or property damage arising from business activities.

Data as at

Verified for South Australia

  • Licence liability condition: No insurance condition. The word insurance appears exactly once in the whole Security and Investigation Industry Act 1995, and it runs the other way: it excludes a person who lawfully carries on the business of banking or insurance, or the business of an insurance intermediary, from the definition of a security agent. Indemnity and insured appear nowhere at all. SA · effective 2026-08-24 South Australia Government · 2026-08-24
  • Licence evidence required: None. There is no insurance condition on the South Australian security agents licence for evidence to attach to. SA · effective 2026-08-24 South Australia Government · 2026-08-24
  • Licensing body: The Commissioner for Consumer Affairs, through Consumer and Business Services, issues the security agents licence under the Security and Investigation Industry Act 1995. A security agent is defined as a person who performs any of a listed set of functions for fee or reward, beginning with protecting or guarding a person or property, or keeping a person or property under surveillance. SA · effective 2026-08-24 South Australia Government · 2026-08-24

What contracts commonly ask for

Principals and head contractors set their own insurance requirements, and those are frequently higher than a licence condition. The requirement that binds is the higher of the two, and both have to be read from the actual document.

What this cover costs

This site publishes no cost benchmark for this cover. A benchmark needs a real sample of documents, and none is published until the sample is large enough to compute a median honestly. A benchmark from a handful of policies is a guess with a decimal point.

Sources