Insurables — Australian business risk, sourced and dated

Security system installers: public liability requirements in Queensland

Cover for legal liability to third parties for personal injury or property damage arising from business activities.

Data as at

Verified for Queensland

  • Licence liability condition: No insurance condition. The Security Providers Act 1993 mentions insurance twice and neither is a licence condition — both exempt insurance and insurance adjustment businesses and their employees from needing a private investigator licence. The Security Providers Regulation 2008 returns zero on insurance, insured and indemnity across the complete instrument. QLD · effective 2026-08-25 Queensland Government · 2026-08-24
  • Licence evidence required: None at application or renewal, and no lapse-triggered suspension. QLD · effective 2026-08-25 Queensland Government · 2026-08-24
  • Licensing body: The Office of Fair Trading licenses security equipment installers under the Security Providers Act 1993, which sets out seven security provider types: bodyguard, crowd controller, private investigator, security adviser, security equipment installer, security officer and security firm. A security equipment installer is a person who, for reward, installs, repairs, services or maintains security equipment — defined as acoustic, electronic, mechanical or other equipment designed or adapted to provide or enhance property security, with alarms, alarm monitoring, recording systems, access control devices, intrusion detectors and safes and vaults given as examples. Two things are expressly not security equipment: inventory and stock loss monitoring, and anything designed to minimise motor vehicle theft such as a car alarm or immobiliser. QLD · effective 2026-08-25 Queensland Government · 2026-08-24

What contracts commonly ask for

Principals and head contractors set their own insurance requirements, and those are frequently higher than a licence condition. The requirement that binds is the higher of the two, and both have to be read from the actual document.

What this cover costs

This site publishes no cost benchmark for this cover. A benchmark needs a real sample of documents, and none is published until the sample is large enough to compute a median honestly. A benchmark from a handful of policies is a guess with a decimal point.

Sources