Insurables — Australian business risk, sourced and dated

Security system installers: public liability requirements in Western Australia

Cover for legal liability to third parties for personal injury or property damage arising from business activities.

Data as at

Verified for Western Australia

  • Licence liability condition: No insurance condition. Insurance appears three times across the Security and Related Activities (Control) Act 1996 and all three are the reverse of a condition — they exempt bodies authorised under the Commonwealth Insurance Act 1973 from needing an inquiry agent licence while acting in the ordinary course of that business. Insured, indemnity and indemnify appear not at all. The Security and Related Activities (Control) Regulations 1997 return zero on all four terms across the complete instrument. WA · effective 2026-08-25 Western Australia Government · 2026-08-24
  • Licence evidence required: None. The scheme imposes no insurance obligation at application, renewal or on request. WA · effective 2026-08-25 Western Australia Government · 2026-08-24
  • Licensing body: Western Australia gives alarm and surveillance work its own licence class rather than folding it into a general security definition. Section 14 of the Security and Related Activities (Control) Act 1996 defines a security installer as a person who for remuneration installs, maintains or repairs safes, vaults, security alarms, prescribed locks, prescribed security doors, closed circuit television equipment for security purposes, or other prescribed equipment. One carve-out matters commercially: section 14(2) excludes anyone installing, maintaining or repairing equipment in a vehicle, vessel or aircraft, so automotive alarm and immobiliser fitters sit outside the scheme entirely. WA · effective 2026-08-25 Western Australia Government · 2026-08-24

What contracts commonly ask for

Principals and head contractors set their own insurance requirements, and those are frequently higher than a licence condition. The requirement that binds is the higher of the two, and both have to be read from the actual document.

What this cover costs

This site publishes no cost benchmark for this cover. A benchmark needs a real sample of documents, and none is published until the sample is large enough to compute a median honestly. A benchmark from a handful of policies is a guess with a decimal point.

Sources