Insurables — Australian business risk, sourced and dated

Spray contractors: insurance and scheme requirements

Licensed application of agricultural chemicals, by ground rig and aerially.

Data as at · refreshed by scripts/seed-graph.mjs

Tracked, not yet verified

These are the fields this page will carry. None of them has been checked against its source yet, so no value is shown and this page is deliberately kept out of the sitemap. The source to open is named on each row.

Cover commonly held

Ordered by how central each cover is to this occupation. This is what businesses in the trade commonly hold and what contracts commonly ask for — it is not a statement that any of it is legally required, and it is not a recommendation.

  • Public liability insurance — Cover for legal liability to third parties for personal injury or property damage arising from business activities.
  • Farm insurance — A packaged policy for a farming business covering property, machinery, liability and sometimes livestock and crop.
  • Plant and equipment insurance — Cover for mobile plant, machinery and equipment against damage and theft, on site and in transit.
  • Workers compensation insurance — Statutory cover for injury to workers, arranged through each state or territory scheme rather than on the open market.
  • Commercial motor insurance — Cover for vehicles used for business, including utilities, vans and trucks, and liability for damage they cause.
  • Statutory liability insurance — Cover for defence costs and, where insurable, fines arising from alleged breaches of legislation.
  • Personal accident and sickness insurance — Cover paying a benefit when an owner or contractor cannot work through injury or illness, where no workers compensation applies.
  • Products liability insurance — Cover for legal liability arising from goods a business sells, supplies or installs, usually written alongside public liability.

Statutory schemes that can apply

Checking what you hold

The document a principal, a landlord or a licensing team will ask for is a certificate of currency. The checker reads one and lists what it does and does not show.

Sources