Insurables — Australian business risk, sourced and dated

Strata managers: professional indemnity requirements in Western Australia

Cover for legal liability arising from professional advice or services, written on a claims-made basis.

Data as at

Verified for Western Australia

  • Licence liability condition: Yes, with a figure. Regulation 98 of the Strata Titles (General) Regulations 2019 requires a strata manager to obtain and maintain professional indemnity insurance in relation to the performance of functions as a strata manager of not less than $1,000,000 for any one claim. Volunteer strata managers are excluded. Be careful reading the parent Act on this: it mentions insurance dozens of times, but almost all of those concern the strata company's own duty to insure the building and common property, which is a completely different obligation from the manager's. WA · effective 2026-08-25 Western Australia Government · 2026-08-24
  • Licence evidence required: Evidence goes to the client, not to a regulator, because there is no regulator holding a licence file. Regulation 99 requires the strata management contract itself to contain a warranty that the manager holds and will continue to hold cover at the required level, and to require the manager, on the strata company's written request, to provide evidence of the amount of cover, the types of claim covered, and any exclusions. Lapse has no licence to suspend — instead the manager simply is not authorised to perform the functions, so authority evaporates. Enforcement is contractual and through the State Administrative Tribunal. WA · effective 2026-08-25 Western Australia Government · 2026-08-24
  • Licensing body: Strata managers in Western Australia are neither licensed nor registered, but they are far from unregulated — which is an unusual combination. Authority comes from a contract with the strata company plus statutory prerequisites in Part 9 of the Strata Titles Act 1985. Section 144 provides that a person is not authorised to perform functions as a strata manager unless a strata management contract is in force, the regulations' requirements for criminal record checks and educational qualifications are met, and the manager maintains professional indemnity insurance as required by the regulations. Volunteer strata managers are exempt from the insurance limb. WA · effective 2026-08-25 Western Australia Government · 2026-08-24

What contracts commonly ask for

Principals and head contractors set their own insurance requirements, and those are frequently higher than a licence condition. The requirement that binds is the higher of the two, and both have to be read from the actual document.

What this cover costs

This site publishes no cost benchmark for this cover. A benchmark needs a real sample of documents, and none is published until the sample is large enough to compute a median honestly. A benchmark from a handful of policies is a guess with a decimal point.

Sources