Insurables — Australian business risk, sourced and dated

Strata managers: public liability requirements in South Australia

Cover for legal liability to third parties for personal injury or property damage arising from business activities.

Data as at

Verified for South Australia

  • Licence liability condition: Yes, and the sanction is unusual: it attaches to getting paid. Section 78B of the Community Titles Act 1996 provides that a body corporate manager is only entitled to receive remuneration for work performed under a delegation if, among other things, the manager maintained professional indemnity insurance complying with the requirements prescribed by the regulations while performing the work. Failure lets the corporation recover remuneration already paid as a debt. Section 78B(9) adds a transparency duty: on request from any member of the corporation, the manager must make a copy of the professional indemnity policy available for inspection and copying within three business days. SA · effective 2026-08-24 South Australia Government · 2026-08-24
  • Licence evidence required: Cover must be maintained while the delegated work is performed, and the policy itself must be produced for inspection to any member of the corporation who asks, within three business days. SA · effective 2026-08-24 South Australia Government · 2026-08-24
  • Licensing body: South Australia has no dedicated strata or community manager licence. The body corporate manager is a role defined in the Community Titles Act 1996, contracted to a community corporation under a delegation, rather than a state-issued licence category. Whether a separate registration under the Land Agents Act 1994 is also required to act in the role was not established. SA · effective 2026-08-24 South Australia Government · 2026-08-24

What contracts commonly ask for

Principals and head contractors set their own insurance requirements, and those are frequently higher than a licence condition. The requirement that binds is the higher of the two, and both have to be read from the actual document.

What this cover costs

This site publishes no cost benchmark for this cover. A benchmark needs a real sample of documents, and none is published until the sample is large enough to compute a median honestly. A benchmark from a handful of policies is a guess with a decimal point.

Sources