Insurables — Australian business risk, sourced and dated

Taxi operators: insurance and scheme requirements

Licensed point-to-point passenger transport.

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Tracked, not yet verified

These are the fields this page will carry. None of them has been checked against its source yet, so no value is shown and this page is deliberately kept out of the sitemap. The source to open is named on each row.

Cover commonly held

Ordered by how central each cover is to this occupation. This is what businesses in the trade commonly hold and what contracts commonly ask for — it is not a statement that any of it is legally required, and it is not a recommendation.

  • Commercial motor insurance — Cover for vehicles used for business, including utilities, vans and trucks, and liability for damage they cause.
  • Public liability insurance — Cover for legal liability to third parties for personal injury or property damage arising from business activities.
  • Workers compensation insurance — Statutory cover for injury to workers, arranged through each state or territory scheme rather than on the open market.
  • Goods in transit insurance — Cover for goods while they are being carried, whether the carrier owns them or is moving them for a customer.
  • Motor fleet insurance — A single policy covering a group of business vehicles rather than rating each one separately.
  • Business pack insurance — A packaged policy combining property, liability and interruption sections for small business.
  • Personal accident and sickness insurance — Cover paying a benefit when an owner or contractor cannot work through injury or illness, where no workers compensation applies.

Statutory schemes that can apply

Checking what you hold

The document a principal, a landlord or a licensing team will ask for is a certificate of currency. The checker reads one and lists what it does and does not show.

Sources