Hospitality: insurance requirements by occupation
Food, beverage and accommodation businesses, with liquor and food-safety obligations alongside cover.
Data as at · refreshed by scripts/seed-graph.mjs
Covers most often carried in this industry
Counted across the occupations tracked in this industry. A pattern in the data, not a requirement and not a recommendation.
- Public liability insurance — carried by 9 of 9 occupations here
- Workers compensation insurance — carried by 9 of 9 occupations here
- Business pack insurance — carried by 9 of 9 occupations here
- Business interruption insurance — carried by 9 of 9 occupations here
- Products liability insurance — carried by 9 of 9 occupations here
- Commercial glass insurance — carried by 9 of 9 occupations here
- Money insurance — carried by 9 of 9 occupations here
- Machinery breakdown insurance — carried by 6 of 9 occupations here
Occupations in this industry
- Cafe operators — Coffee and light food service with customers on the premises.
- Restaurant operators — Full food service, usually with a liquor licence and commercial kitchen.
- Caterers — Preparation and service of food off-site, at venues and private homes.
- Food truck operators — Mobile food service, trading across council areas and at events.
- Bakers — Production and retail of baked goods, with allergen and labelling obligations.
- Butchers — Preparation and retail sale of meat, licensed for food handling.
- Bar and pub operators — Licensed venues serving alcohol, with responsible service obligations.
- Breweries and distilleries — Production of alcohol for sale, with excise and licensing obligations.
- Accommodation providers — Motels, holiday letting and short-stay operation with guests on site.