Insurables — Australian business risk, sourced and dated

Funeral directors: professional indemnity requirements in Tasmania

Cover for legal liability arising from professional advice or services, written on a claims-made basis.

Data as at

Verified for Tasmania

  • Licence liability condition: No insurance condition. Across 149 pages and 162,949 characters of the Burial and Cremation Act 2019, the words insurance and indemnity appear zero times. Section 26(4)(a) lets the regulator grant an approval subject to any conditions it considers appropriate, so one could be imposed case by case, but nothing in the Act directs it at insurance. TAS · effective 2026-08-25 Tasmania Government · 2026-08-25
  • Licence evidence required: Fitness and character, not insurance. An application goes in at least one calendar month before trading, in an approved form with the prescribed fee. Under section 26(3) the regulator may consider convictions under the Act and related burial and cremation legislation, and whether the applicant is a fit and proper person to carry on the regulated business. Decisions are reviewable in the Tasmanian Civil and Administrative Tribunal. TAS · effective 2026-08-25 Tasmania Government · 2026-08-25
  • Licensing body: Funeral directors are regulated in their own right in Tasmania, which is not the case everywhere. The Burial and Cremation Act 2019 works through the concept of a regulated business, defined as a business for the handling, storage or transport of human remains, or the preparation of human remains for interment or cremation. Section 25 makes it an offence to carry on a regulated business without approval, with a daily continuing penalty. Cemeteries and crematoria are regulated separately under the same Act, so the answer to whether Tasmania regulates funeral directors or only facilities is both. TAS · effective 2026-08-25 Tasmania Government · 2026-08-25

What contracts commonly ask for

Principals and head contractors set their own insurance requirements, and those are frequently higher than a licence condition. The requirement that binds is the higher of the two, and both have to be read from the actual document.

What this cover costs

This site publishes no cost benchmark for this cover. A benchmark needs a real sample of documents, and none is published until the sample is large enough to compute a median honestly. A benchmark from a handful of policies is a guess with a decimal point.

Sources